Financial-Grade Digital
Infrastructure
Financial-Grade Digital Infrastructure
Trusted by Banks, Fintechs, and Regulators Worldwide
From instant payments to cross-border compliance, Zoiko Web
Services delivers
AI-powered, regulator-approved platforms built for
trust, resilience, and growth.
From instant payments to cross-border compliance, Zoiko Web
Services delivers AI-powered, regulator-approved platforms built for
trust, resilience, and growth.
Industry
Challenges We Solve
Industry Challenges We Solve
Global Regulatory Complexity
Global Regulatory
Complexity
Financial institutions spend $270B+
annually on compliance. Zoiko automates
multi-jurisdictional reporting across SEC,
FCA, PSD2, GDPR, Basel III.
Financial institutions spend $270B+
annually on compliance. Zoiko automates
multi-jurisdictional reporting across SEC,
FCA, PSD2, GDPR, Basel III.
Cybersecurity & Fraud
Threats
Cybersecurity & Fraud Threats
Financial fraud losses exceed $40B
yearly; Zoiko integrates predictive AI to
reduce risk.
Financial fraud losses exceed $40B
yearly; Zoiko integrates predictive AI to
reduce risk.
Scaling Innovation Without
Risk
Scaling Innovation Without Risk
Delivering blockchain, AI, and real-time
payments at scale without sacrificing
trust or compliance.
Delivering blockchain, AI, and real-time
payments at scale without sacrificing
trust or compliance.
Our Capabilities
(Outcome-Driven)
Our Capabilities (Outcome-Driven)
RegTech & Compliance
Automation
RegTech & Compliance Automation
Slash compliance costs by up to 40% with AI-driven reporting and monitoring (ZoikoAssure).
Slash compliance costs by up to 40% with AI-driven reporting and monitoring (ZoikoAssure).
Payments Infrastructure
(ZoikoPay)
Payments Infrastructure (ZoikoPay)
Multi-currency, cross-border, instant
settlement in 150+ currencies.
Multi-currency, cross-border, instant settlement in 150+ currencies.
Core Banking & Fintech
Integrations
Core Banking & Fintech Integrations
Cloud-native APIs for digital-first banks,
neobanks, and fintechs.
Cloud-native APIs for digital-first banks, neobanks, and fintechs.
Fraud Detection & Risk
Management
Fraud Detection & Risk Management
AI monitoring that reduces fraud incidents
by 30–50%.
AI monitoring that reduces fraud incidents by 30–50%.
Featured Financial Platforms
Featured Financial Platforms
ZoikoPay
Global Payments Platform
Process billions annually with real-time
settlement in 150+ currencies
Process billions annually with real-time settlement in 150+ currencies
ZoikoAssure
Global RegTech Platform
Automated compliance across 40+
jurisdictions, reducing audit fatigue
Automated compliance across 40+ jurisdictions, reducing audit fatigue
ZoikoSuite
Enterprise Back-Office
Integrated accounting, HR & compliance
optimized for financial operations
Integrated accounting, HR & compliance optimized for financial operations
Case Studies & Client Impact
Hospital
System Cloud Migration
Tier-1 Bank Compliance Modernization
Migrated 1.2M patient records to
HIPAA-compliant cloud, improving
uptime to 99.999%.
Reduced reporting costs by 35% and
improved audit efficiency with
ZoikoAssure.
Pharma Research
Acceleration
Cross-Border Fintech Expansion
Reduced clinical trial data processing
time by 45%, expediting drug
discovery.
Enabled real-time payments in 80+
markets, cutting settlement times from
T+3 days to instant.
Elder Care
Transformation
Fraud Risk Reduction
ZoikoPal deployed across 3,000+
care homes, improving well-being
scores by 35%.
AI-powered monitoring reduced
fraudulent transactions by 42% in the first
year.
Why Healthcare
Leaders Trust Zoiko
Why Financial Institutions Trust Zoiko
Certified
ISO 27001, SOC 2, PCI DSS, GDPR-
compliant
ISO 27001, SOC 2, PCI DSS, GDPR- compliant
Compliance-First Architecture
Designed for regulator trust
Proven Deployments
Trusted by fintech disruptors and
Fortune
100 banks
Trusted by fintech disruptors and Fortune 100 banks
Dual DNA Advantage
Telecom resilience + financial
innovation
= unmatched uptime
& security
Telecom resilience + financial innovation
= unmatched uptime & security
Sustainability & Trust
Responsible AI, ESG-driven operations,
inclusive global remittances
Responsible AI, ESG-driven operations, inclusive global remittances
Insights & Leadership
Whitepaper
AI & the Future of Compliance
— From
Burden to Opportunity
AI & the Future of Compliance — From Burden to Opportunity
Webinar
Scaling a Fintech Globally with
ZoikoPay
Scaling a Fintech Globally with ZoikoPay
Report
The 2025 Global Financial
Regulatory
Landscape
The 2025 Global Financial Regulatory Landscape
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Your Business?
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